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Can an agent request a different deductible for a vehicle?

Yes! Agents can request to change deductibles, but only if required by a lienholder. To request a lower deductible for a vehicle, the agent needs to provide documentation (such as an email or letter) from the lienholder. Follow these steps:

  1. Log in to the Cover Badger Platform and search for the submission in question.
  1. Upload the lienholder's documentation in the Files tab.
  1. Add a comment in the Notes tab stating that the documentation has been uploaded.
  1. Follow the endorsement process to create the endorsement reflecting the new deductible.
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