Physical damage deductibles depend on the vehicle's value. For lower-value vehicles, the minimum deductible is $1,000, and it increases as the vehicle value goes up.
Loss Payee Accommodation:
Cover Whale can honor a lower deductible if a written contract with a loss payee requires it. Please submit the contract for underwriting review and consideration.
Cargo:
A variety of cargo deductibles are available, depending on the limit and cargo commodities being hauled. For refrigeration breakdown, a minimum $2,500 deductible is required.