Cover Whale rates vehicles and trailers based on several factors, including (but not limited to):
- Year of vehicle or trailer
- Make and model of vehicle or trailer
- Years in business
- Garaging location
- Expected driving radius
- Fleet size
- Driver's age
- Driver's CDL years of experience
- Driver's accidents or violations (verified through MVR)
- Loss history
By considering these factors, Cover Whale's rating structure ensures accurate and fair premiums for vehicles and trailers, based on individual risk profiles.