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Cover Whale Guidelines
Operation Guidelines
What are Cover Whale's guidelines or appetite
What are Cover Whale's ineligible operations?
What is considered hotshot trucking?
Are wood chip haulers acceptable risks?
Will Cover Whale consider a risk where a policyholder leases vehicles to another risk and does not schedule those vehicles on their policy?
Does Cover Whale write auto hauler risks?
What are the requirements for loss runs to be considered valid?
What other documentation may be required for Cover Whale?
Driver Guidelines
What are Cover Whale's driver guidelines? Cover Whale’s guidelines/appetite are as follows:
Is a Motor Vehicle Record (MVR) required for each driver?
What is considered a minor or a major violation?
What are the age restrictions for drivers?
Does Cover Whale accept drivers with out-of-state licenses?
Does Cover Whale accept temporary commercial driver's licenses (CDLs)?
Does Cover Whale accept drivers with suspended licenses?
What is the rating structure for drivers?
A driver has been declined for violations, can Underwriting review the Motor Vehicle Report (MVR)?
Does Cover Whale accept drivers with an SR-22 requirement?
Is there a limit to the number of drivers compared to the number of units?
Does military driving service count as experience when assessing a potential driver?
Are driver’s licenses and driving experience from other countries accepted?
Can a driver have a passenger in the vehicle?
Does Cover Whale accept team driving?
Are owners required to be scheduled on Auto Liability policies?
Is a driver that has a DUI eligible?